Software Engineer III - Risk Decision Technology

American Express · Phoenix, AZ, US

Full-timeSenior$103,750 – $174,750Published Jul 21, 2026

Apply directly on American Express’s careers site — no account needed.

About the role

Joining Amex Tech means discovering and shaping your contribution to something big. Here, you can work alongside talented tech teams and build a unique career with the Powerful Backing of American Express. With a range of opportunities to work with the latest technologies, and a commitment to back the broader engineering community through open source, our mission is to power your success. Because Amex Tech is powered by our technology, our culture, and our colleagues.

The Technology organization enables and accelerates the company’s growth strategies, delivering global capabilities and services in support of Amex’s customers and colleagues, while maintaining 24/7 servicing and availability to ensure an uninterrupted, high-quality customer experience. Technology provides the foundation for everything we do in the company while driving differentiation through building and leveraging innovative technology and data insights.


  • Bachelor’s degree in computer science, Information Systems, or other related field (or has equivalent work experience).

  • 6+ years of experience in software development and quality assurance.

  • 6+ years of experience in building large scale distributed applications with object-oriented design using java related stack.

  • Expertise in programming knowledge in Java - Solid understanding of data structures and common algorithms

  • Experience applying AI/LLM capabilities to improve software development workflows such as coding, testing, documentation, or maintenance (Copilot, Cursor, Devin etc)

  • Experience with automated release management using Maven, Salt, Git, Jenkins.

  • Proficient in identifying and applying software design patterns.

  • Technology landscape:

    • Java 21+, Spring Boot, Vert.X, Apache Camel, Kafka

    • Big Data: Hadoop, Hive, GCP, BigQuery, Dataflow, DataProc

    • Language Tools: Antlr, GNU Bison, Yacc

    • Couchbase, Oracle, PostgreSQL, S3

    • Distributed cloud engineering

    • React, AngularJS

  • Experience with web services and API development on enterprise platforms.

  • Looks proactively beyond the obvious for continuous improvement opportunities.

  • Willingness to learn new technologies and exploit them to their optimal potential.

  • Good knowledge of REST API development and database technologies will be a plus.

  • Experience with Docker/Openshift based deployment is a plus.

  • Experience leveraging LLMs or agentic AI systems to automate or accelerate software engineering tasks such as code generation, refactoring, test creation, or documentation

  • Familiarity with prompt engineering, AI-assisted coding workflows, or LLM orchestration frameworks.

  • Exposure to AI-assisted development tools and workflows within modern engineering environments.

  • Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.


At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.


We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counselling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit out Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers - Click to view the “ Know Your Rights ” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

Description sourced from the public Indeed listing — this role isn't indexed from the company's career page yet.

Skills

  • Java
  • Spring Boot
  • Kafka
  • React
  • Angular
  • REST
  • Docker
  • Kubernetes
  • GCP
  • BigQuery
  • SQL
  • PostgreSQL
  • Jenkins
  • GitHub Actions

Never be applicant #200 again

Every job here is indexed straight from company career pages — often hours after it opens, before it reaches the big boards. Create a free account and get your best matches in a twice-daily digest.

  • Your best matches, twice a day
  • No duplicates, no ghost jobs, no recruiter spam
  • Every job free to browse — pay only when you apply
Get my matched jobs

Free account — no card required

93 151 live jobs · 17 788 companies tracked · 5 734 added today

Similar jobs

Software Engineer III - Risk Decision Technology — American Express · Real Job Offers